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Repayment estimator

See what a loan costs, before you apply.

Move the amount and pick a term. Every component of the cost is listed separately, calculated by the same pricing rules that produce your written quotation — so the estimate and the offer can never disagree.

  • Amount borrowedThe cash paid to you.
  • Initiation feeA once-off fee for setting up the loan, capped by the National Credit Act.
  • InterestCharged monthly, at a rate capped by the National Credit Act.
  • Monthly service feeA fixed monthly administration fee, also capped.
See how a loan is priced

Estimate your repayment

Preview
R
R500R5 000

Illustrative estimate only — not a quote or an approval. Your final offer depends on affordability, verification, and applicable pricing rules.

Check what you could qualify for

When the numbers work

The estimate is not the offer.

Your final cost is confirmed in a written quotation after an affordability check. Nothing is binding until you accept it.

Check what you qualify forFree estimate · no obligation Check eligibility